USD & EUR Business Accounts with Global Reach

Fast setup, instant currency exchange, and global payments—all in one platform.

Business account dashboard with SWIFT, SEPA, and ACH options.

Access Named Business Accounts for Your Enterprise

Named Business Accounts
Global Payment Network
Quick Application Process
Specialized Support for High-Risk
Trusted named business accounts
Tailored solutions for complex industries
Expand with cross-border transactions
Quick setup
no delays

For Businesses of All Sizes,Whether Local or Global

icon_Flexible Payments

Flexible Payments

SEPA/SWlFT business transfers with instantsettlement for any transaction size.

icon_mass payments

Mass Payments

Efficient batch transfers to multiple recipients in a single transaction.

On-Off Ramp

Fiat & Crypto On-0ff Ramp

Instant fiat-to-crypto exchange for seamless fund movement.

low cost

Transparent, Low Fees

Low fees with clear reporting in PDF/CSV for easy tracking.

Enhanced Security

Enhanced Security

Protect accounts and transactions with SCA, 2FA, and OTP.

Referral Program

Referral Program

Earn commissions by sharing your unique referralcode and enjoy ongoing rewards.

How to Start

Just 3 Steps to Begin—Simple for All Businesses

Open Account
step1
step2
step3
Register Your Account
Enter your business details to create your account.
Verify Your KYC/KYB Information
Ensure account security by verifying business details.
Submit application & Await activation
Upload required documents. We’ll review and activate your account shortly.

Secure, Scalable API Integration for Business Payments

Quick and seamless integration with enterprise-grade security. Handle mass transfers of any size, all on a scalable API built to grow with your business.

  • Python
  • Java
  • PHP
  • Node.js
  • GO
# 1、Initializing UniPayment SDK Configuration
from unipayment import Configuration, BillingAPI, BeneficiaryAPI, CommonAPI, ExchangeAPI, PaymentAPI, WalletAPI


self.configuration = Configuration()
self.configuration.client_id = '071a5fad-9f7e-4785-9fe1-5a5e8d45c518'
self.configuration.client_secret = 'CzWUHMvWy7Dw7NAc8ZnKaDkqnXzSMV18d'
self.configuration.app_id = "a22a62d1-3b64-4cb5-9336-9c45afd91e6e"
self.configuration.is_sandbox = True
self.configuration.debug = True

self.CommonAPI = CommonAPI(self.configuration)
self.BeneficiaryAPI = BeneficiaryAPI(self.configuration)
self.ExchangeAPI = ExchangeAPI(self.configuration)
self.WalletAPI = WalletAPI(self.configuration)
self.PaymentAPI = PaymentAPI(self.configuration)
self.BillingAPI = BillingAPI(self.configuration)

if self.configuration.debug:
    logger.setLevel(logging.DEBUG)

# 2、Create an invoice
import logging
import uuid

from unipayment.models import CreateInvoiceRequest

logger = logging.getLogger(__name__)

order_id = uuid.uuid4()
create_invoice_request = CreateInvoiceRequest(app_id=self.configuration.app_id, price_amount=2.0,
                                              price_currency='USD', order_id=order_id, lang='en',
                                              ext_args='"Merchant Pass Through Data')

create_invoice_response = self.BillingAPI.create_invoice(create_invoice_request)
logger.debug("response body: %s", create_invoice_response)
// 1、Programmatically - Initializing the Configuration Object
import io.unipayment.sdk.core.config.Configuration;
import io.unipayment.client.UniPaymentClient;

Configuration configuration = Configuration.builder()
        .clientId("client id")
        .clientSecret("client secret")
        .host("https://sandbox-api.unipayment.io")
        .apiVersion("1.0")
        .appId("app id")
        .debug(true) //If you wish to print the request/response logs
        .build();

// 2、Create an invoice
import io.unipayment.sdk.model.ApiResponse;
import io.unipayment.sdk.model.Invoice;
import io.unipayment.sdk.model.*;

BillingAPI billingAPI  = BillingAPI.getInstance(configuration);
CreateInvoiceRequest createInvoiceRequest = CreateInvoiceRequest.builder()
        .appId(configuration.getAppId())
        .priceAmount(2.0)
        .priceCurrency("USD")
        .orderId(orderId)
        .lang("en")
        .extArgs("Merchant Pass Through Data")
        .build();

ApiResponse apiResponse = billingAPI.createInvoice(createInvoiceRequest);
if(apiResponse.getCode().equals("OK")){
    // handle business logic
}
// 1、Initializing UniPayment SDK
$configuration = new \UniPayment\SDK\Configuration();
$configuration->setClientId('your client id');
$configuration->setClientSecret('your secret key');
$configuration->setAppId('your app id');
$configuration->setIsSandbox(false);

// 2、Create an invoice
$createInvoiceRequest = new \UniPayment\SDK\Model\CreateInvoiceRequest();
$createInvoiceRequest->setAppId($configuration->getAppId());
$createInvoiceRequest->setOrderId(Uuid::uuid4());
$createInvoiceRequest->setPriceAmount(1.0);
$createInvoiceRequest->setPriceCurrency('USD');
$createInvoiceRequest->setLang("en");
$createInvoiceRequest->setExtArgs("Merchant Pass Through Data");

$billingAPI  = new \UniPayment\SDK\BillingAPI($configuration);
try{
    $createInvoiceResponse = $billingAPI->createInvoice($createInvoiceRequest);
} catch (\UniPayment\SDK\UnipaymentSDKException $e) {
   ...
}
const {v4: uuidv4} = require('uuid');
const {BillingAPI} = require('unipayment-sdk');
const billingAPI = new BillingAPI(configuration);

const createInvoiceRequest = {
    'app_id': configuration.appId,
    'order_id': uuidv4(),
    'price_amount': 1.00,
    'price_currency': 'USD',
    'lang': 'en',
    'ext_args': 'Merchant Pass Through Data'
};
billingAPI.createInvoice(createInvoiceRequest).then(response => {
    printResponse(response);
    assert.equal(response.data.code === 'OK', true);
    done();
}).catch(error => {
    done();
    console.log(error);
})
// 1、Initializing UniPayment client
var (
    authParams = AuthParams{ClientID: "your client id",
    ClientSecret: "your client secret",
    AppID:        "your app id"}
    apiClient = NewAPIClient(NewConfiguration(authParams)).UnipaymentApiClient
)

// 2、Create an invoice
createInvoiceRequest := CreateInvoiceRequest{
    Title:         "MacBook Pro",
    Description:   "MacBook Pro(256G)",
    Lang:          "en",
    AppId:         authParams.AppID,
    PriceAmount:   2.0,
    PriceCurrency: "USD",
    PayCurrency:   "USDT",
    NotifyUrl:     "https://demo-payment.requestcatcher.com/test",
    RedirectUrl:   "https://www.example.com",
    OrderId:       "ORDER_123456",
    ExtArgs:       "Merchant Pass Through Data",
    ConfirmSpeed:  "Medium",
}
response, _, err := apiClient.CreateInvoice(createInvoiceRequest)

FAQ

Is UniPayment safe?

Yes, UniPayment complies with AML and KYC standards and holds licenses such as Lithuanian VASP, Belgian EMI-Agent, and U.S. MSB, ensuring global compliance and secure transactions.

How quickly can I access my funds after a transaction?

Funds are typically available instantly with real-time settlement, though timing may vary due to factors like bank processing, transaction type, and time zones.

What fees does UniPayment charge?

We offer low, transparent fees with no hidden costs. Detailed fees are available in your dashboard.

What currencies does UniPayment support?

UniPayment supports 26+ fiat and major cryptocurrencies for seamless global transactions.

What industries can use UniPayment?

UniPayment serves a broad range of industries, such as e-commerce, gaming, forex, and other high-risk sectors. Our adaptable solutions are designed to meet diverse business needs with confidence and reliability.

Get Started Online

Fast, secure, and free to sign up—join today for seamless global payments.

UniPayment multi-channel gateway for seamless crypto and fiat payments.